Delaware EARNS Launches Pilot Program Ahead of Official Launch

Staff WriterBusiness, Police & Fire, RSS, RSS-Business

Delaware EARNS is a retirement savings program for private-sector workers who don’t have access to a workplace plan through their jobs. Beginning on July 1, 2024, employers with 5 or more Delaware employees (full or part-time) are required to facilitate EARNS if they do not offer a qualified retirement plan, such as a 401(k).

In preparation of the official program launch, nearly a dozen private-sector employers will participate in a pilot of EARNS during the month of May to help ensure systems are fully ready.

“The start of the employer pilot is a true milestone,” Treasurer Colleen C. Davis said. “It’s thrilling to see a goal we have been working toward for years become a reality. We have nearly 150,000 private-sector workers in our state with no access to retirement savings through their employers. We now have a real opportunity to change that with the EARNS program.”

Delaware employers that want to get a head start on offering access to a competitive retirement benefit can register starting as early as July 1 at For employers, there is no cost for facilitating the EARNS program and no plan-sponsor liability.

For more information about Delaware EARNS, visit  

Employers participating in the pilot:

1. Down Syndrome Association of Delaware
2. Great New Beginnings
3. Junebug’s Little Rubies
4. Just In Time Learning Academy
5. LaVante’ N. Dorsey & Associates
6. Leading Youth Through Empowerment (LYTE)
7. Limestone Therapeutic Massage Associates
8. My Sister’s Fault
9. Mike & Mel’s Family Restaurant
10. Pathways to Success
11. Sweet Lucy’s Ice Cream & Treats

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